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Fintech & Trading AIPublicWorkflow

Pagaya

AI underwriting inside the lender's own workflow.

Company snapshot

Stage
Public
Status
published
Updated
Nov 4, 2026
Views
Website
pagaya.com

What they're building

AI underwriting inside the lender's own workflow. Pagaya uses AI underwriting and a connected lending network to evaluate loan applications, helping financial institutions approve borrowers within their existing customer experience.

Foundation model usage

Editorial estimates from product descriptions. Model providers and actual usage are not confirmed.

Inferred architecture
Agentic loops, Code generation
Potential advantages
Network effects, Workflow lock-in
Estimated model demand
Moderate intensity

NYC footprint

NYC presence
NYC company or team supported by public sources. Street address has not been verified.

Funding

Public funding details are not disclosed yet.

Sources & location evidence

Open research desk ↗

Profile source review: 2026-11-04. Issuer 2023 Form 10-K filed April 25, 2024 says headquarters relocation to its existing NYC office became effective February 2024 and gives 90 Park Avenue. This is actual headquarters disclosure, beyond a legal-agent address, but the exact-office evidence is historical and is marked reported. Current issuer materials support public status. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation.

Location unresolved · verified headquarters

Street address not public. Current occupancy not confirmed. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation. Exact street not approved for mapping in the strict review; NYC company presence is supported separately.

Current company NYC presence evidence ↗

Source checked 2026-11-04

Notes

Pagaya is tagged workflow based on buyer clarity, repeat workflow activity, public activity, and fit with the AI Atlas map.

Hiring

Open roles at Pagaya

23 roles from the company's careers page.

Updated 1h ago

Lead Recruiting Partner Recruiting

OperationsListed 1h ago

Because our business evolves rapidly, this role requires an adaptable professional who brings operational precision and the flexibility to manage pipelines dynamically to attract top-tier talent in a competitive market.

Senior Lead - Collections & Recovery Risk

OtherListed 1h ago

We are looking for a dynamic and analytical Collections & Recovery expert to join our team to help manage and develop collections and recovery strategies across Pagaya’s portfolio of lender partners.

Senior Lead, Market Risk Risk

OtherListed 1h ago

We’re looking to add a Senior Lead, Market Risk as an integral part of the Enterprise Risk Management team, providing oversight and analytical review of Pagaya’s investment vehicles, counterparties, and overall market risks..

Senior Product Manager Product IL, Tel Aviv

ProductListed 1h ago

You would be responsible for driving the execution of the relevant engineering group and delivery of platform solutions that support the organization’s initiatives..

Data Science Group Lead PL & PoS Credit IL, Tel Aviv

EngineeringListed 1h ago

This role involves managing a high-performing group responsible for driving profitability and strategic decision-making through advanced data analytics, optimization strategies, and predictive modeling related to loan funding...

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